Is Your Home An Investment
Late start we had about 9 inches of snow and I had to shovel my way to the dish to clean it off for the interweb to work.Robert Shiller was on the ...

Continue Reading Is Your Home An Investment

Countrywide, oh Countrywide…
The Chairman posted a link to an article about a “bank run” on Countrywide Financial Corp. (CFC) . I just had to shake my head and laugh after reading t...

Continue Reading Countrywide, oh Countrywide…


Mortgage Ethics?
With foreclosures mounting and ill trained loan officers running rampant, the phrase “mortgage ethics” is seen by many to be an oxymoron. ...

Continue Reading Mortgage Ethics?

Subprime Lending Foreclosures
Subprime Lending is a Net Drain on Homeownership “Over the past nine years, the subprime market has produced more than $2 trillion in home...

Continue Reading Subprime Lending Foreclosures

I Think the Other Mortgage Lending Shoe(s) Just Dropped
I’m not sure what just caused this air pocket in the market but these note from the Mortgage Bankers Association (MBA) that hit right at ...

Continue Reading I Think the Other Mortgage Lending Shoe(s) Just Dropped

Is A Hard Money Loan For You?
Simply stated, hard money loans are loans that are backed by real estate as the collateral. If you need to borrow money, you need something to...

Continue Reading Is A Hard Money Loan For You?

Commercial Real Estate Loans
Of all the loans available in the marketplace today, commercial real estate loans are by far the most complicated. This is usually because co...

Continue Reading Commercial Real Estate Loans

Housing Bubble Boom Hissing
Today a major player in the housing industry, Toll Brothers Inc. said that sales forecasts for its luxury model homes are down. Wall Street fo...

Continue Reading Housing Bubble Boom Hissing